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Whittaker Financial Solutions Limited

Tel: 01254 66 46 00

Address​​​​​​: Suite 32/33 Manor Court

Salesbury Hall Road






What is a pension?



Saving for retirement is something that most of us put off for as long as we can. But the reality is that the sooner you start paying into a pension the higher your income in retirement is likely to be. If you're working you're usually building up the right to a basic State Pension but this may not be enough to give you the standard of living you want.



In simple terms, a pension scheme is just a type of savings plan to help you save money for later life.

It makes sense to put some money away for when you’re older and that’s what pension schemes help you do. You save some of your income regularly during your working life so you can have an income in later life, when you want to work less or retire.


There are several types of pension schemes. Some may be run by your employer, others you can set up by yourself and saving into one scheme doesn’t mean you can’t save into another or use other tax-efficient savings plans like ISAs.


When the time comes for you to start enjoying your pension, there will be several options available to you. These may include being able to take a tax-free cash sum and the added security of being able to receive a regular income.


Whittaker Financial Solutions have pensions advisers with over 70 years combined experience. They can help you make the right choices when it comes to pensions and securing your future.